Gharana is a complete digital ledger for gold, silver, and mortgage lending — exact interest calculations, customer records, receipts, and reports, all in one place. Built for lenders, not accountants.
Get StartedNo pricing games — just tell us about your business and we'll get you set up.
Real day-by-day calculation on the actual calendar — 365 or 366 days a year, never a rough 30-day guess. No more disputes over how much is actually owed.
Customers, loans, pledged items with photos, payment history — everything searchable, nothing scattered across notebooks.
Printable receipts for every loan, payment, and item return — with QR verification and digital signatures, ready to hand over on the spot.
English, Hindi, Gujarati, and Marathi — switch any time, use whichever one is natural for you and your staff.
Every business gets its own separate, private database — never shared, never mixed with anyone else's records.
Collections, disbursements, and interest earned by day, month, or year — plus a village-by-village breakdown of where your business really comes from.
Download a complete copy of your records — and your customers' photos — any time, in one click.
No special hardware, no app store required — install it straight from your browser and it works like a native app, even offline.
Fill this in and it opens WhatsApp with your details ready to send — one tap and we'll be in touch.